AML & KYC Policy - LVL Funding

1. Introduction & Purpose

AUA MARKET SERVICES LTD, operating the commercial brand LVL Funding (HE 487625, Republic of Cyprus), is committed to preventing money laundering, terrorist financing, and other financial crimes. This Policy establishes the Anti-Money Laundering (AML) and Know Your Customer (KYC) framework applicable to all participants in LVL Funding's trading evaluation programmes and funded accounts.

This Policy complies with the EU Anti-Money Laundering Directives (AMLD), the Cyprus Prevention and Suppression of Money Laundering Activities Law (Law 188(I)/2007 as amended), and applicable international standards.

2. Scope

This Policy applies to all individuals and entities who:

• Register on the platform lvlfunding.trade and participate in any Challenge or evaluation programme.
• Are granted a funded account by LVL Funding.
• Receive payouts, refunds or any financial transfers from LVL Funding.
• Act as affiliates, partners or representatives of LVL Funding.

3. Know Your Customer (KYC) - Identity Verification

All participants must complete identity verification before receiving any payout. LVL Funding applies a risk-based approach to customer due diligence. The following documents are required:

• Proof of Identity: Valid government-issued photo ID (passport, national identity card or driving licence).
• Proof of Address: Recent utility bill, bank statement or official document dated within the last 90 days.
• Source of Funds: May be requested for higher-risk profiles or unusual transaction patterns.
• Enhanced Due Diligence (EDD): Applied to Politically Exposed Persons (PEPs), high-value accounts, or accounts flagged by automated risk systems.

LVL Funding reserves the right to request additional documentation at any time. Failure to provide requested documentation within a reasonable timeframe may result in account suspension and withholding of payouts.

4. Prohibited Activities

The following activities are strictly prohibited and will result in immediate account termination and reporting to competent authorities:

• Using LVL Funding accounts to launder proceeds of criminal activity.
• Funding challenge fees with proceeds from illegal sources.
• Providing false or misleading identification documents.
• Operating multiple accounts for the purpose of concealing identity or circumventing limits.
• Any form of structuring transactions to avoid reporting thresholds.
• Use of anonymous cryptocurrencies or mixing services for payments.

5. Risk-Based Approach

LVL Funding applies a risk-based approach to customer verification and monitoring.

Participants may be subject to different levels of verification depending on factors such as transaction size, trading behaviour, geographic location, and risk indicators identified through internal review or third-party providers.

In general:

• Standard verification applies to most users prior to payout.
• Additional verification may be required in cases of higher transaction amounts, unusual activity, or inconsistencies in provided information.
• Enhanced Due Diligence (EDD) may be applied in specific situations, including high-risk jurisdictions, Politically Exposed Persons (PEPs), or accounts flagged for further review.

Risk assessments may be updated at any time based on new information or activity.

6. Transaction Monitoring

LVL Funding employs automated and manual systems to monitor:

• Unusual or inconsistent payout requests relative to trading performance.
• Rapid cycling of funds (deposits followed by immediate withdrawal requests without trading activity).
• Multiple accounts linked to the same individual, IP address, payment method or device.
• Patterns consistent with layering or structuring of funds.

Suspicious activity will be investigated and, where appropriate, reported to the Cyprus Unit for Combating Money Laundering (MOKAS) or other competent authorities.

7. Suspicious Activity Reporting

LVL Funding has an internal obligation to file Suspicious Activity Reports (SARs) when there is reasonable suspicion of money laundering or terrorist financing. Participants must not be informed ("tipping-off" is prohibited) when a report has been filed. AUA MARKET SERVICES LTD designates a Money Laundering Reporting Officer (MLRO) responsible for receiving internal reports and liaising with authorities.

8. Record Keeping

LVL Funding retains KYC documentation and transaction records for a minimum of 5 years after the termination of the business relationship, in accordance with applicable AML legislation. Records are stored securely and protected against unauthorised access.

9. Sanctions Compliance

LVL Funding screens all participants against applicable sanctions lists, including EU, UN, OFAC, and UK financial sanctions lists. Individuals or entities on sanctions lists will be refused access to the platform. Existing accounts identified as belonging to sanctioned individuals will be immediately suspended and reported to competent authorities.

10. Policy Compliance & Updates

This Policy is reviewed annually or whenever significant regulatory changes occur. All updates are published on lvlfunding.trade. Breach of this Policy may result in account termination, withholding of funds, and reporting to law enforcement or regulatory authorities.

AUA MARKET SERVICES LTD
HE 487625 - Republic of Cyprus
Commercial Brand: LVL Funding
Contact: team@lvlfunding.trade